Other Goods Finance

Other Goods Finance

Other Goods Finance works based on a Murabaha contract, which is an Islamic type of financing assets with a predetermined profit and within a fixed term. Al Baraka buys the specific asset you want, before selling it back to you at the buying price plus profit. We sell to you at a rate we’ve agreed upon when entering the agreement, bringing your dreams closer to reality as part of a convenient and trusting partnership.

  • With Al Baraka Other Goods Finance, everyone benefits. Attractive profit rates, easy and convenient enrolment, and all Shari’a-compliant so that we may cater to both Bahrainis and non-Bahrainis, whether you’re employed or self-employed.

    • To apply for Other Goods Finance, you must be Minimum Age is 21 Years &  Maximum age of 70 at maturity of finance subject to availability of life insurance.
    • Minimum Salary is BD400/-
    • Debt Service Ratio (DSR) is 50% for income below BD 3,000/- & 65% for income above BD3,000/-
    • Takaful Life Insurance is mandatory
    • Maximum Tenure is 7 Years
    • Maximum Financing Amount BD100,000/-


  • Applying for a Other Goods Finance is easy. If you’re 21 years old or above, all you need to do is complete the application form below and either submit it online or bring it to any Al Baraka branch, along with the required documents.

    Required Documents:

    • Two valid ID’s (Valid residence permit for expatriates)
    • Latest Pay Slip / Salary Certificate
    • Bank statement for the last 3 months (6 months for self-employed Individuals)
    • Valid Commercial Registration for self-employed Individuals
  • is a Murabaha finance to buy solar technology for Retail customers.

Apply Now

Please complete the form below and a member of our team will contact you:

My full name is

You can reach me on

Find Out More

Find The Right Credit Card For You

Find The Right Credit Card For You

Find a credit card suited to your every need, including benefits, rewards, special offers, and competitive fees.
Have A Question?

Have A Question?

Get answers to frequently asked questions regarding our products & services.
Invest In Al Barakat & Win

Invest In Al Barakat & Win

Invest only BD 50 in your Al Barakat Savings Account and you enter monthly draws and win cash prizes throughout the year.