Property Finance

Property Finance

Property finance for all

Whether you want to take the reins of security by acquiring real estate as long as you wish to own it, through the property finance product (Lease to own), we will achieve this for you, or wish to develop and build your real estate assets. You want a partner who will help you complete your project we will support you. Or if you looking for a partner that can be trusted, we will work with you until the end of the project via diminishing participation. Be sure that your trust in the right place.

  • With Al Baraka Property Finance, everyone benefits. Attractive profit rates, easy and convenient enrolment, and all Shari’a-compliant so that we may cater to both Bahrainis and non-Bahrainis, whether you’re employed or self-employed.

  • To apply for Al Baraka Property Finance, you must be 21 years old or above. To see a full list of all fees and charges, see the link below.

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    • Minimum Salary is BD400/-
    • Minimum Age is 21 Years & Maximum Age is 65 Years for Males & 60 Years for Females
    • Debt Service Ratio (DSR) is 65%
    • Takaful Life Insurance is mandatory
    • Maximum tenure is 25 years for residential properties & 18 years for investment properties  
    • Maximum Financing Amount BD500,000/-
    • Down Payment is 5% for residential properties & 25% for other purposes.

  • To apply for Al Baraka Property Finance, you must be 21 years old or above and complete an application at an Al Baraka branch with these documents:

    • 2 valid IDs
    • Last pay slip/salary certificate
    • Bank statement for last 3 months/6 months if self-employed
    • Valid CR if self-employed

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